

How to Ensure You’re Utilizing Your PPP Loan the Proper Way
The most significant aspect of this loan is that it is completely forgivable so long as the funds are used for at least 75% of payroll costs. The loan may also be used for mortgage, rent, and utilities for the business.


How Can I Cancel a Power of Attorney?
Powers of attorney vary in the extent of powers granted. A special power of attorney may specify certain powers that would be granted to the agent.


What to Do If My Client Owes Me Money?
If your client fails to make a payment, often times, you as a business owner are consequently left with an unpaid balance. This can result in repetitive and tedious attempts to collect the unpaid invoices and may impose a strain on your client relationship.


Will my Business Insurance Cover Coronavirus Losses?
The coronavirus pandemic outbreak within the United States is unprecedented. Therefore, claims arising out of a disease outbreak are almost unknown to U.S. courts.


What is Business Interruption Insurance?
Business interruption insurance (or business income insurance) is a kind of insurance coverage that provides a business with funds that are meant to substitute for income that is lost due to the interruption of the business operations.


Financing a Vehicle – Liens & Auto Equity Loans
When a vehicle is financed through a bank, the bank becomes a “secured party” in relations to the vehicle. This means that the bank now owns a financial interest in the vehicle, secured by the vehicle itself. Therefore, the information about the bank’s interest in the vehicle has to be put on the certificate of title, along with the borrower’s information.


How Do I File for Bankruptcy?
What Happens If I Declare Bankruptcy? Chapter 7 and Chapter 13 of the Bankruptcy Code are aimed at relieving an individual


Creditor Bankruptcy Collection Process
Will Filing for Bankruptcy Stop Collections? Once the debtor files for bankruptcy and the court accepts the petition, the court places


F@ck the Big Banks: Every Business Owner Should be with a Community bank (and have Their Banker’s cell Phone Number)
Now that the United States Government has implemented the CARES Act, a historic stimulus bill, there might be recovery yet for the extreme slow down in business one may experience. However, too many people are having difficulties with banks granting them the loans this stimulus was intended to provide.


Is there a Grace Period for Rental Payments during the COVID-19 Pandemic?
A grace period is a predetermined period of time immediately following a payment due date during which a late fee or
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